Credit Card


Australian Credit Cards Low Balance Transfer Card Comparison

Citibank Clear Platinum Card

Credit Card Interest Rate Interest Free Days Balance Transfer Rewards Program Annual Fee
11.49%
p.a
Up to 55 Days 0.99% p.a
(for first 6 months)
Citibank World
Privileges
$42
(for first year)

Low Balance Transfer Cards


Credit
Card
Card
Name
Interest
Rate
Interest
Free Days
Balance
Transfer
Rewards
Program
Annual
Fee
Aussie
MasterCard
2.99%
p.a (for first 6 months)
Up to 55 Days 2.99% p.a
(for first 6 months)
N/A $49
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance Transfer Rewards
Program
Annual Fee
HSBC
Credit Card
16.99%
p.a.
Up to 55 Days 5.99% p.a
(for first 6 months)
$50 cashback when
you make your
first spend
$0
(for life
of card)
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
St.George
Vertigo
MasterCard
2.99%
p.a (for first
6 months)
Up to 55 Days 2.99% p.a
(for first 6 months)
St.George
Instant Benefits
$55
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
ANZ Low
Rate MasterCard
12.49%
p.a.
Up to 55
Days
0% p.a
(for first 6 months)
N/A $58
Credit
Card
Card
Name
Interest
Rate
Interest
Free Days
Balance
Transfer
Rewards
Program
Annual
Fee
ANZ Balance
Visa Card
13.49%
p.a.
Up to 55
Days
0% p.a
(for first 6 months)
1 Reward Point for
every $1 you repay
to your balance
$79
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Citibank
Clear Card
15.49%
p.a.
Up to 55
Days
2.9% p.a
(for first 6 months)
N/A $65
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Commonwealth
Bank
Low Fee Card
19.24%
p.a.
Up to 55
Days
5.99% p.a
(for first 5 months)
N/A $24
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Citibank BP MasterCard 20.39% p.a. Up to 55 Days 2.9% p.a
(for first 12 months)

5% off your petrol & everything else you
buy at BP^. 0.5% off
everything else you
buy anywhere†

$79
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
ANZ Qantas
Freq Flyer
Visa
18.74% p.a. Up to 44
Days
N/A Up to $1 = 1 Point $95
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Citibank
Silver Card
20.49% p.a. Up to 55
Days
2.9% p.a
(for first 12 months)
$1 = 1 Point $89
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
ANZ Qantas
Freq Flyer
Visa Gold
18.74% p.a. Up to 55
Days
N/A Up to $1.25 = 1 Point $195
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Citibank
Gold Card
20.49% p.a. Up to 55
Days
2.9% p.a
(for first 12
months)
$1 = 1 Point $149
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
ANZ Qantas
Freq Flyer
Visa Platinum
18.74% p.a. Up to 55
Days
N/A Up to $1.50 = 1 Point $295
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Citibank
Platinum Card
20.49% p.a. Up to 55
Days
4.9% p.a
(for life of
balances transferred)
Free personalized
1-for-1 rewards
program
$250