Credit Card


Australian Credit Cards Reward Program Card Comparison

HSBC Credit Card

Credit Card Interest Rate Interest Free Days Balance Transfer Rewards Program Annual Fee
16.99%
p.a.
Up to 55 Days 5.99% p.a
(for first 6 months)
$50 cashback when
you make your
first spend
$0
(for life
of card)

Reward Program Cards


Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Woolworths
Everyday
Money Card
18.74%
p.a.
Up to 55
Days
5.99% p.a
(for first 6 months)
Up to 3
reward points
per dollar spent.
Free
(for first year)
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
St.George
Vertigo
MasterCard
2.99%
p.a (for first
6 months)
Up to 55 Days 2.99% p.a
(for first 6 months)
St.George
Instant Benefits
$55
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
ANZ Balance
Visa Card
13.49%
p.a.
Up to 55 Days 0% p.a
(for first 6
months)
1 Reward Point for
every $1 you repay
to your balance
$79
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank BP MasterCard 20.39% p.a. Up to 55 Days 2.9% p.a
(for first 12 months)
5% off your petrol and
everything else you buy
at BP^. 0.5% off everything else you
buy anywhere†
$79
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Commonwealth
Bank Awards
Card
19.74% p.a. Up to 55 Days 5.99% p.a
(for first 5
months)
$1 = Up to 1.5 Points.
Additional AMEX card
linked to one a/c at
no extra cost & same interest rate.
$89
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
ANZ Rewards
Visa Card
18.74% p.a. Up to 44 Days N/A $1.5 = 1 Point $48
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
ANZ Qantas
Freq Flyer
Visa
18.74% p.a. Up to 44
Days
N/A Up to $1 = 1 Point $95
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank Clear
Platinum Card
11.49%
p.a
Up to 55 Days 0.99% p.a
(for first 6
months)
Citibank World
Privileges
$49
(until March 31st
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
St.George
Platinum Card
14.99% p.a. Up to 55 Days 3.99% p.a
(for first 6
months)
Exclusive Platinum card
programs offered by Visa and MasterCard
$89
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
ANZ Qantas
Freq Flyer
Visa Gold
18.74% p.a. Up to 55
Days
N/A Up to $1.25 = 1 Point $195
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank
Gold Card
20.49% p.a. Up to 55 Days 2.9% p.a
(for first 12
months)
$1 = 1 Point $149
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank
Emirates Card
20.49% p.a. Up to 55 Days 3.9% p.a
(for the first 9 months)
$1 = 1.5
Skywards Miles
$229
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Commonwealth
Bank
Gold Card
19.74% p.a. Up to 55 Days 5.99% p.a
(for first 5
months)
$1 = Up to 2 Points.
Additional AMEX card
linked to one a/c at
no extra cost & same interest rate.
$144
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank
Silver Card
20.49% p.a. Up to 55 Days 2.9% p.a
(for first 12 months)
$1 = 1 Point $89
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
CUA Gold
Rewards
MasterCard
17.99% p.a. Up to 55 Days 2.9% p.a
(for first 9
months)
$1 = 1 Point $86
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank
Business
Card
20.49% p.a. Up to 55 Days 2.9% p.a
(for first 9
months)
$1 = 1.5 Points $149
Credit
Card
Card
Name
Interest
Rate
Interest Free Days Balance
Transfer
Rewards
Program
Annual
Fee
Commonwealth
Bank
Platinum Card
19.74% p.a. Up to 55 Days 5.99% p.a
(for first 5
months)
$1 = Up to 3 Points.
Additional AMEX card
linked to one a/c at
no extra cost & same interest rate.
$280
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
ANZ Qantas
Freq Flyer
Visa Platinum
18.74% p.a. Up to 55
Days
N/A Up to $1.50 = 1 Point $295
Credit
Card
Card
Name
Interest Rate Interest Free Days Balance
Transfer
Rewards
Program
Annual Fee
Citibank
Platinum Card
20.49% p.a. Up to 55 Days 4.9% p.a
(for life of
balances transferred)
Free personalized
1-for-1 rewards
program
$250